This text was produced in partnership with Okay&Okay Insurance coverage Group Inc.

Desmond Devoy, of Insurance coverage Enterprise America, sat down with Lorena Hatfield, advertising supervisor at Okay&Okay Insurance coverage, to seek out out extra about how well being golf equipment are insured, and what various kinds of packages can be found to the individuals who assist preserve us wholesome.

It is best to really feel the burn and sweat whenever you hit the fitness center – however your shoppers shouldn’t sweat it in the event that they’re those who must insure their well being membership.

So when it comes time to sit down down and assist your consumer resolve what kind of protection they want, right here’s a helpful listing to assist them go the gap, and attain their private greatest – at the least in relation to insurance coverage.

Enjoyable is available in all sizes at Okay&Okay Insurance coverage Group, Ltd. and it’s due to this Fort Wayne, Indiana-based firm that insurance coverage brokers have entry to competitively priced customized well being membership packages, that are designed for a wide range of health amenities.

To be able to discover the fitting match, there are some vital inquiries to ask your health facility consumer: the dimensions of the power, annual income, and the companies provided will decide which Okay&Okay program is suitable for every operation.

So, put your Pilates on pause, and we’ll spot you as we dash by way of Okay&Okay’s 5 well being membership program choices:

1. Well being Membership Program – Full Service: Protection for well being, racquet and athletic membership operations, providing a full vary of companies which will embrace professional/sport outlets, snack/juice bars, eating places, spa companies, tanning, babysitting/childcare, therapeutic massage remedy, and different companies offered on the well being membership.
2. Well being Golf equipment – Fundamental Service Operations: Designed for well being and health golf equipment providing a full vary of companies with annual income of $2 million or much less. 24-hour facility choices can be found.

For amenities and instructors needing much less advanced protection, Okay&Okay presents a quick quote-and-buy-online course of for the next packages:

3. Well being Membership Program – Restricted Providers: Accessible to well being/health golf equipment providing packages and companies which will embrace private coaching, aerobics, yoga, Pilates, free weights, resistance, and cardio machines for his or her members with annual gross sales of $500,000 or much less. All eligible operations should be totally staffed throughout open hours.
4. Train/Private Coaching Studios: Designed for studio amenities providing private coaching, group workouts, aerobics, yoga, Pilates, or circuit coaching actions underneath the direct supervision of a health skilled similar to a private coach or train teacher. Have to be 3,000 sq. toes or much less.
5. Health Instructors: Designed to fulfill the distinctive wants of private coaching, train, cardio or yoga/Pilates teacher immediately supervising a person or group engaged in health and train actions. Independently contracted instructors will not be insured underneath the power’s protection and a separate coverage is usually required by well being membership amenities the place the trainer works.

Okay&Okay requires no prior appointment for brokers to submit an software and obtain a quote; underwriters focus on offering protection for health amenities and can be found to help brokers with protection questions.

Okay&Okay has been overlaying well being golf equipment for greater than 40 years, and now insures 1000’s of such golf equipment throughout the US.