We all know medical health insurance can really feel difficult. That’s why we attempt to make it straightforward to discover a well being plan that works for you. In any case, enrolling in a well being plan is without doubt one of the greatest choices you may make to guard your self and your loved ones.

In the event you stay within the Philadelphia space and also you’re purchasing for a person or household medical health insurance plan, we’re right here to assist. Take a look at our easy-to-use on-line instruments to check well being plans, get a free quote, and enroll. Or name one in every of our licensed brokers who can reply any questions you might have and assist you to enroll in an Independence Blue Cross well being plan for 2024.

How Can I Discover an Inexpensive Well being Insurance coverage Plan?

Independence affords the widest number of well being plans for 2024, so yow will discover one which matches your price range, well being wants, and preferences.

Many who apply for medical health insurance are additionally eligible for monetary help from the federal authorities to assist pay their month-to-month premium — also referred to as a tax credit score (or subsidy). Relying in your earnings, you could possibly qualify for a $0/month or low-cost well being plan. Discover out if you’re eligible for a tax credit score utilizing our on-line calculator.

One other essential a part of discovering an reasonably priced medical health insurance plan is ensuring you perceive the complete price of medical health insurance. Your month-to-month premium is how a lot it prices to purchase the medical health insurance plan, but it surely’s additionally essential to grasp how a lot it prices to make use of your protection once you want care. What’s going to you pay out-of-pocket for copays, coinsurance, and deductibles?

After getting an thought of what kind of well being care protection you want, you can begin evaluating Independence Blue Cross medical health insurance plan choices.

How Can I Get a Free Well being Insurance coverage Quote? 

Get a free medical health insurance quote by visiting our plan purchasing web site. You’ll full a fast and simple survey and obtain your free quote. There’s no obligation to purchase the well being plan you obtain a quote for, and you’ll value as many well being plans as you want. If you discover a medical health insurance plan you want, you can begin your enrollment proper then and there.

Able to get your free medical health insurance quote? Get began now!

What Do I Must Enroll?

As soon as you discover the correct medical health insurance plan, use this guidelines to ensure you have all the pieces you’ll want to enroll in a 2024 well being plan:

• Social Safety Numbers of everybody you want to cowl
• Immigration info, if relevant (Lawful Everlasting Resident/Inexperienced Card documentation)
• Mailing tackle
• Delivery dates of everybody you want to cowl
• Electronic mail tackle* (wanted for main applicant solely)
• Info on tobacco use
• Earnings info (paystubs or W-2 Varieties, Wage and Tax Statements)
• Employer info, together with title, tackle, and telephone quantity
• Coverage numbers for any medical health insurance plans you at present have
• Info out of your employer about any job-related medical health insurance out there
• Workplace title and supplier ID quantity to your main care doctor if selecting an HMO plan (discover a physician right here)
• Private well being care wants (for instance, how typically you go to a physician or get prescriptions stuffed and any deliberate surgical procedures or hospital stays)
• Price range (how a lot you possibly can comfortably spend in your well being plan)

Don’t Miss Out on Well being Care Protection for 2024! 

Do not forget that the Open Enrollment interval to get medical health insurance for 2024 is from November 1, 2023 to January 15, 2024.

Would you like assist figuring out which plan will work greatest for you? We can assist! Name 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. 

*Whether or not you’re making use of for a 2024 medical health insurance plan on-line or by telephone, you’ll have to have an e mail tackle for registration. In the event you choose to not create an e mail tackle, please request a paper utility by calling 1-888-475-6206 (TTY: 711).