The method for the best way to file an auto insurance coverage declare is way the identical, irrespective of which supplier you have got insurance coverage by means of. Generally, prospects are required to achieve out to an agent, present as a lot element as potential in regards to the accident, after which wait for his or her declare to be reviewed.

Nonetheless, in some circumstances, particular person particulars in regards to the submitting course of might range from one insurance coverage supplier to the subsequent. In the event you’re an Erie buyer and must discover ways to file an auto insurance coverage declare with Erie, preserve studying. We’re breaking down the submitting course of and the steps that you just’ll must comply with.

Submitting an Auto Insurance coverage Declare With Erie

Submitting an auto insurance coverage declare with Erie is a simple course of. Irrespective of the circumstances of the accident, you’ll must comply with every of the 4 steps outlined beneath.

Start Your Erie Declare

You’ve gotten into an auto accident. After receiving any obligatory medical care, submitting a police report, and getting your automobile moved to a secure place, it’s time to begin your auto insurance coverage declare.

With Erie Insurance coverage, you’ll must name your native Erie insurance coverage agent. In the event you don’t have contact data for a neighborhood agent, you too can name 800-367-3743.

This agent will create your declare however seemingly received’t ask for a full report about what occurred throughout the accident. This can occur throughout the subsequent step of the submitting course of.

Attain Out to Your Erie Auto Insurance coverage Claims Agent

After your declare is filed, you’ll want to attend for a claims adjuster to achieve out for extra data. This telephone name will seemingly come inside simply a few days of submitting your declare.

Throughout this name, the Erie insurance coverage agent will ask you a wide range of questions in regards to the accident. Even when there’s a police report, the agent will seemingly ask you to recount the circumstances of the accident as properly.

This declare will then must be reviewed. You’ll seemingly be requested to verify your insurance coverage coverage quantity and claims quantity, so it’s a good suggestion to have each readily available if you’re anticipating the decision.

Evaluate Your Restore Choices

After a claims adjuster has reviewed your declare, they’ll talk about your restore choices with you. You’ll get to determine which choice you’d like to decide on.

As an illustration, one restore choice that Erie provides is a photograph appraisal. As a substitute of going to a mechanic or restore store to get an estimate for the damages, you’ll submit photographs of your automobile, and Erie will use these photographs to create a tough estimate of the restore prices.

You’ll be able to select the place to get your automobile repaired after an accident usually, however should you use considered one of Erie’s accepted restore retailers, you received’t must get an estimate first earlier than taking your automobile to the store for repairs.

Settle Your Erie Auto Insurance coverage Declare

The ultimate step in submitting an auto insurance coverage declare with Erie is to settle your declare. How lengthy it takes for an auto insurance coverage firm to pay out a declare is dependent upon a wide range of components, together with the severity of the crash and injury and the estimated value to restore.

Most states have a legislation that states that insurance coverage corporations should evaluation and course of claims inside a sure period of time. Generally, an insurance coverage firm should pay out your declare between 15 and 60 days of submitting.

If it’s been a couple of days or even weeks and also you haven’t heard out of your agent, you might decide to achieve out to verify the standing of your declare. The right way to verify the standing of an auto insurance coverage declare is completely different for each firm.

For Erie Insurance coverage, you’ll must name the shopper help line and supplier your coverage quantity and account data.

Closing Ideas on Erie Auto Insurance coverage Claims

You’ll be able to file an auto insurance coverage declare with Erie on-line or over the telephone, however all the time be sure to have your coverage data, photographs of the injury, and driver and witness contact data prepared earlier than you begin the method.

It may additionally assist to have a police report back to corroborate your declare. Your Erie claims adjuster will ask for this data if you file a declare.