When you’re eager about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the elements you’ll need to take into account earlier than making a agency choice. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nonetheless, for those who’ve already determined to cancel for no matter cause, we offer you contact data and tips about cancel your Spot coverage.

Learn Our Full Spot Pet Insurance coverage Assessment

Spot Pet Insurance coverage Cancellation Coverage

Under is Spot Pet Insurance coverage’s official cancellation coverage:

It’s essential to contact us by way of electronic mail, phone or in writing to advise us of the longer term date when this coverage is to cancel. You possibly can ship written notification by electronic mail, fax or by mail. We’ll refund any premium that you’ve got already paid for any interval after your final date of protection.

How To Cancel Spot Pet Insurance coverage

Not like another pet insurance coverage suppliers, Spot doesn’t have a useful on-line cancellation type you may fill out and submit. However they do offer you just a few choices to terminate your coverage.

Name To Cancel

When you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is accessible by cellphone Monday by Friday from 8am to 8pm EST. You should definitely have your coverage quantity useful.

When you’re related with a consultant on the cellphone, you may ask any questions on canceling your coverage. If they are saying they’ll terminate your coverage over the cellphone, then you may proceed for those who’d like. Nonetheless, they could request written affirmation. If they’ll cancel by cellphone, we advocate asking them to electronic mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you by chance be billed after canceling.

E-mail Or Mail To Cancel

Spot additionally offers you two written choices for canceling.

You possibly can ship your request by electronic mail at [email protected].

You may also ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.

When you’d choose to deal with your coverage termination in writing, we advocate doing so by way of electronic mail. That means, you may ask questions and obtain a fast affirmation of cancellation in writing.

Points To Take into account Earlier than Canceling Your Coverage

You’ll need to maintain just a few vital issues in thoughts earlier than terminating your coverage.

Different Insurers Will Exclude Pre-Present Circumstances

It’s important to know that any situations your pet was recognized with earlier than or throughout the time your canine was enrolled in Spot’s pet insurance coverage will probably be excluded from protection by any new insurance coverage supplier.

This may be extraordinarily problematic in case your pup was recognized with and handled for a power situation, resembling arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you be capable to cowl these veterinary bills your self? It could be sensible to calculate your canine’s ongoing medical prices for a 12 months to find out for those who can afford them.

Your Pet’s Age

Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nonetheless, for those who cancel your coverage and have an aged pet, you might not be capable to discover a new pet insurance coverage coverage that meets your funds and wishes. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits range by supplier).

Sicknesses & Accidents Can Happen Anytime

Chances are you’ll be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember that accidents and well being situations can come up whenever you least count on them. Even for those who plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it might be sensible to overlap them throughout this time to ensure your pet isn’t topic to any ready period-related protection gaps.

Often Requested Questions

Can I Get My Cash Again From Spot?

Sure, any pro-rated cash you could have paid prematurely for protection will probably be refunded after your coverage is terminated, as long as you haven’t any excellent claims.

Can I Cancel Spot At Any Time?

Sure, you may cancel your Spot pet insurance coverage coverage at any time. Nonetheless, if in case you have an excellent declare, it could be sensible to attend till it has been settled and any cash attributable to you has been acquired.

What Is Spot’s Finest’s 30-Day Cash-Again Assure?

You possibly can cancel your coverage for any cause inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. When you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure isn’t obtainable in Maine or New York.

What Occurs To Pet Insurance coverage When A Pet Dies?

When you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you’re in our ideas. It’s evident that you simply cared immensely in your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you’ll find consolation within the reminiscences you made collectively.

Concerning your query, after your pet dies, it’s best to contact Spot’s customer support by cellphone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable to file any closing claims.

How To Discover A New Pet Insurance coverage Firm

When you’d nonetheless wish to insure your pet however weren’t happy with Spot, you’ll want to learn our pet insurance coverage evaluations to see which pet insurance coverage corporations we advocate most extremely. Moreover, you will get quotes from most of the prime pet insurance coverage corporations by filling out the quote type above.

We propose doing all your analysis and getting quotes earlier than you cancel your current coverage. This strategy can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry associates is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.

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