Home Automobile Insurance How do I file a declare with Nationwide Common for auto insurance coverage?

How do I file a declare with Nationwide Common for auto insurance coverage?

How do I file a declare with Nationwide Common for auto insurance coverage?


What You Ought to Know

  • When you have questions earlier than you file, it’s most likely finest to name the corporate to file the declare
  • If the declare is simple, you possibly can file it on-line simply
  • Following the ideas within the final part will guarantee your declare will get processed rapidly

Except the injury is minor, it’s virtually by no means value it to pay out of pocket as a substitute of going by means of insurance coverage.

If the injury is in depth and it’s essential to make a declare with Nationwide Common Auto Insurance coverage, learn the next sections. They’ll clarify extra in regards to the other ways you possibly can file your declare, offer you tricks to file accurately, and reply continuously requested questions.

How To File a Declare with Nationwide Common For Auto Insurance coverage

The method for the best way to file an auto insurance coverage declare with Nationwide Common will be accomplished by telephone or on-line.

Name in Your Nationwide Common Declare

While you’re prepared, you possibly can name in your declare by calling the telephone quantity in your coverage card. In the event you don’t have your coverage card accessible, name 800-468-3466 to report your declare. Brokers can be found 24 hours a day, seven days every week.

While you name in your declare, ensure you could have your coverage quantity, details about the automobiles concerned within the accident, and particulars in regards to the loss.

Report Your Nationwide Common Declare On-line

When reporting your declare on-line, you’ll have to decide on the way you have been concerned within the loss — whether or not you have been the insured, one other get together, the agent, one other insurance coverage service, or “different,” and what sort of declare you’re reporting. For this instance, we’ll use “insured” and “auto”.

The following factor you’ll should do is log into your Nationwide Common account you probably have one or register for a brand new account. When you have an account, log in along with your username and password, after which choose your coverage.

If there was multiple car concerned within the accident, you’ll present the opposite get together’s data first: their first and final identify, deal with, metropolis, state, zip code, e mail deal with, telephone quantity, the identify of their insurance coverage firm, their coverage quantity, and a declare quantity.

Subsequent, you’ll put in your policyholder data, loss data, and property injury data after which evaluation and submit your declare.

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Suggestions for Submitting a Nationwide Common Auto Insurance coverage Declare Appropriately

Listed below are some suggestions for submitting a automotive insurance coverage declare accurately:

  • All the time have your registration, insurance coverage card, and license with you whenever you’re driving. That method, you’re ready in the event you get into an accident.
  • Maintaining the main points of your automotive insurance coverage coverage up-to-date hurries up all of your auto insurance coverage processes, together with declare reporting and processing.
  • When you have an accident, keep calm. Make sure to name the authorities and a Nationwide Common Insurance coverage Firm Claims consultant.
  • Make sure you write down all of the pertinent details about the concerned events.
  • If regulation enforcement is current, acquire the officer’s identify and the police division’s deal with if potential.
  • After an accident, document crossing streets and landmarks.
  • Take footage you probably have a digicam. While you’re requested in regards to the crash, particularly if difficult turns and intersections are concerned, it will assist jog your reminiscence.

It is best to solely talk about the accident with the police, your native agent, or your Nationwide Common Claims Consultant.

Preserve observe of your paperwork, together with the police report, claims quantity, and Nationwide Common Insurance coverage Claims Consultant’s identify and telephone quantity, to hurry processing.

What to Do if the Different Driver is Uninsured

In the event you hit an uninsured driver, you received’t be capable of present their insurance coverage data. In the event that they’re at fault, they’re chargeable for any damages however may not be capable of pay. On this case, it’s useful to have further uninsured/underinsured driver protection in your coverage.

Submitting a Declare with Nationwide Common for Auto Insurance coverage is Straightforward

That’s what it’s essential to learn about submitting a declare with Nationwide Common for auto insurance coverage.

In the event you’re in an accident, irrespective of in the event you select to file the declare on-line or over the telephone, present as a lot data as potential and preserve observe of all of the paperwork and the identify and variety of your assigned Nationwide Common Claims consultant to make sure your declare is processed as rapidly as potential.

Continuously Requested Questions

What’s going to occur to my premium if I file a declare?

Auto insurance coverage charges can enhance after a declare, however that is dependent upon the kind of declare and your coverage.

When is a declare processed? 

Processing might take as little as 24 hours, relying on the declare. Claims with intricate resolutions, equivalent to disagreements over fault, will take longer to course of.


Some states have a immediate pay requirement the place insurance coverage firms should pay in 30 days or ship a discover to the claimant about why they will’t pay. Apart from that, there’s no strategy to predict how lengthy after submitting a declare you possibly can count on a payout.

After a collision, what ought to I do? 

Preserve your distance from oncoming site visitors, examine to see in the event you, your passengers, and everybody else concerned within the collision are all okay, name the police, name Nationwide Common Insurance coverage, and head to the hospital if vital in the event you or anybody else concerned is damage.

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Rachel Bodine

Insurance coverage Characteristic Author

Rachel Bodine graduated from faculty with a BA in English. She has since labored as a Characteristic Author within the insurance coverage trade and gained a deep data of state and countrywide insurance coverage legal guidelines and charges. Her analysis and writing concentrate on serving to readers perceive their insurance coverage protection and the best way to discover financial savings. Her knowledgeable recommendation on insurance coverage has been featured on websites like PhotoEnforced, All…

Leslie Kasperowicz

Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the College of Winnipeg. She spent a number of years as a Farmers Insurance coverage CSR, gaining a stable understanding of insurance coverage merchandise together with dwelling, life, auto, and business and dealing straight with insurance coverage clients to grasp their wants. She has since used that data in her greater than ten years as a author, largely within the insurance coverage…

Editorial Tips: We’re a free on-line useful resource for anybody curious about studying extra about auto insurance coverage. Our purpose is to be an goal, third-party useful resource for every thing auto insurance coverage associated. We replace our website recurrently, and all content material is reviewed by auto insurance coverage specialists.



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