Home Insurance Law Personal Occupation Incapacity Insurance coverage Declare

Personal Occupation Incapacity Insurance coverage Declare

Personal Occupation Incapacity Insurance coverage Declare


El Segundo Attorneys Combating to Implement Shoppers’ Rights After Non-public Incapacity Insurance coverage Declare Denials

Michael B. Horrow represented an Optical Designer who grew to become completely disabled because of degenerative illness in his again and hips. He had bought personal incapacity insurance coverage for monetary safety if he ever grew to become bodily unable to apply his occupation. Because of the extreme ache brought on by his situations, he was unable to proceed working in his occupation. Learn extra: $1.8 M For Unreasonable Termination Of Incapacity Advantages

Many high-income professionals determine to buy personal incapacity insurance coverage for their very own particular occupation. The aim is to guard themselves within the occasion they turn out to be disabled and aren’t capable of work of their present occupations.

These professionals, corresponding to medical doctors, dentists, and legal professionals, pay a excessive premium for the peace of thoughts and safety of this insurance coverage. Insurance coverage protection is meant to be there for them, nonetheless, in the event that they turn out to be disabled. Regardless of this reality, insurance coverage corporations typically unreasonably refuse to pay out on the insurance policies. That’s the place the attorneys at Donahue & Horrow can are available to assist injured professionals maintain their insurers accountable.


Non-public Incapacity Insurance coverage Claims Are Typically Denied

Those that purchase personal incapacity insurance coverage pay substantial premiums to stop the drastic penalties to their households and life in the event that they turn out to be unable to carry out the necessities of their very own occupation. However for these excessive earners, the value could also be price it due to the necessity to change giant incomes within the occasion of a incapacity.

Professionals who buy this kind of insurance coverage can embrace:


In case your personal incapacity insurance coverage declare was denied, or delayed, our legal professionals could possibly provide help to get your advantages paid.

When insurers unreasonably refuse to honor their aspect of the insurance coverage contract, these denied protection nonetheless have choices. Our agency is expert at litigating these instances and serving to purchasers pursue the cash they’ve coming to them beneath the coverage.

Contact us at present to debate your particular case. We serve purchasers within the Los Angeles space and all through Southern and Northern California.

In case after case going toe-to-toe with a few of the largest incapacity insurers within the nation, together with UNUM, Cigna, Hartford, MetLife and plenty of others, Donahue & Horrow, LLP has established itself because the “go to” agency for own-occupation incapacity insurance coverage points and recovered tens of hundreds of thousands of {dollars} for its purchasers. Forbes, September 8, 2014



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