Home Insurance Law Reliance Commonplace Insurance coverage Declare Denial?

Reliance Commonplace Insurance coverage Declare Denial?

Reliance Commonplace Insurance coverage Declare Denial?


For policyholders of Reliance Commonplace Life Insurance coverage Firm, also referred to as Reliance Commonplace, insurance coverage declare denials are far too widespread. By its very nature, the insurance coverage trade is an advanced market that causes anxiousness and hardships for a lot of hardworking folks when their legitimate insurance coverage claims are denied.  In case your Reliance Commonplace insurance coverage declare was undervalued, delayed, or denied, don’t hand over. Donahue & Horrow LLP is your ally throughout these troublesome instances, and our authorized staff will combat to safe the advantages you might be legally owed.

Our attorneys have in depth insurance and medical malpractice background and in consequence, they know the entire ways that insurance coverage carriers like Reliance Commonplace use to disclaim policyholders’ claims. Our authorized staff has taken on trade giants to safe hundreds of thousands of {dollars} 12 months after 12 months for our shoppers whose incapacity claims have been wrongfully denied. Contact us now.

We are going to combat relentlessly so that you can safe your insurance coverage advantages and we’ll deal with you with the dignity and respect you deserve throughout this difficult time. Name us in the present day should you assume you will have been handled unfairly by Reliance Commonplace: (877) 664-5407.

About Reliance Commonplace – A Numerous Insurance coverage Provider

Reliance Commonplace’s insurance coverage portfolio contains worker advantages options, incapacity revenue, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Commonplace additionally affords dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services. In 2018, Reliance Commonplace’s complete property exceeded $14 billion.

Regardless of the corporate’s sturdy monetary standing, Reliance Commonplace continues to keep away from paying out incapacity advantages to folks throughout their time of want. In case your Reliance Commonplace insurance coverage advantages have been denied, contact us now and we’ll reply any questions you might have about your particular coverage and declare without charge. We’re right here to assist.

Reliance Commonplace  Insurance coverage Declare Denials – Frequent Ways

Insurance coverage suppliers perceive that their long-term progress hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, which means that Reliance Commonplace will do all it will possibly to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To attain these targets, the playbook usually contains three distinct steps:

  • Failing to be particular as to the knowledge you must present to help your declare;
  • Misrepresenting your precise job duties; and
  • Falsely claiming there may be not sufficient medical proof to help your declare. 

It’s difficult sufficient to tackle an insurance coverage firm while you’ve been denied what’s rightfully yours, not to mention taking one on with enduring ways designed to disrupt and delay your efforts. These companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll hand over fairly than combat for the insurance coverage advantages you paid for and deserve. If Reliance Commonplace has tried a number of of those ways with you, it is perhaps a transparent signal the enterprise is attempting to wrongfully deny your insurance coverage declare:

  • Conducting surveillance in an try and “catch you” appearing in a way inconsistent together with your claimed restrictions and limitations;
  • Stalling by asking for increasingly more data to help your declare, even should you already supplied them with entry to your whole medical data;
  • Counting on the opinions of in-house docs, who overwhelmingly are inclined to help their employer, the insurance coverage firm; or
  • Making an attempt to rescind your coverage as a result of the insurance coverage agent didn’t embrace data that you just advised her or him on the appliance.

Reliance Standard Insurance Claim Denial

Actual Examples 

Reliance Commonplace’s technique to deny policyholders’ insurance coverage claims has been positioned below a microscope in recent times. Most just lately, a dentist submitted a purposeful capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Commonplace used its personal docs to submit opinions to disclaim his insurance coverage declare. A courtroom discovered that the dentist’s situation may pose a security concern to his sufferers and awarded him the advantages he was rightfully owed. 

Subsequent, a decide reversed a call that originally denied a plaintiff’s declare for incapacity advantages. On this case, a girl wakened with dizziness and felt numbness in her decrease extremities. After looking for assist from a neurologist, she acquired advantages for 2 years. After this two-year interval, Reliance Commonplace stopped paying her advantages. A courtroom would later require the corporate to research each her bodily and cognitive talents, a transfer that reversed the preliminary denial.

In 2017, the Court docket of Appeals dominated in opposition to Reliance Commonplace in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Commonplace denied her incapacity advantages and administrative enchantment, arguing the plaintiff was not completely disabled. The Appeals Court docket felt in any other case and upheld her incapacity advantages as mandated by the Worker Retirement Revenue Safety Act (ERISA).

Do Not Wait to Act!

Reliance Commonplace has confirmed that it can’t be trusted to do proper by policyholders similar to your self. In case you are coping with an insurance coverage declare denial from Reliance Commonplace, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that have to be met so as so that you can accumulate the insurance coverage advantages you might be owed. This timeline is very necessary in case your coverage was issued by means of your employer and your declares are ruled by ERISA. Contact us now.

Confusion is a trademark of insurance coverage claims. Our authorized staff will combat relentlessly to safe the insurance coverage advantages you might be legally owed. We are going to decipher your Reliance Commonplace insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We stay up for listening to from you and serving to you to obtain the advantages that you’re entitled to.



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