Home Insurance Law Trustmark Insurance coverage Declare Denial? – Donahue & Horrow

Trustmark Insurance coverage Declare Denial? – Donahue & Horrow

Trustmark Insurance coverage Declare Denial? – Donahue & Horrow


When you have had a Trustmark insurance coverage declare denied you aren’t alone. Trustmark could also be trusted by tens of millions of members and plan members annually, however many insurance coverage policyholders have instructed a special story concerning the insurance coverage firm over time. If Trustmark or any of its subsidiaries, has undervalued, delayed fee, and even denied your insurance coverage declare outright, it’s time to hunt authorized counsel and the group at Donahue & Horrow LLP is right here that can assist you.

We’re a Los Angeles-based regulation agency that has efficiently secured tens of millions of {dollars} for our purchasers for his or her wrongfully denied incapacity, life, well being, and unintentional dying insurance coverage claims. We now have filed lawsuits in opposition to Trustmark, its subsidiaries, and different main insurance coverage suppliers. Most Insurance coverage Corporations are centered on their backside line moderately than the well-being of their policyholders. We, at Donahue & Horrow, LLP, are centered on you, the policyholder.

If you happen to assume you might have been handled unfairly by Trustmark, or in case your insurance coverage declare has been denied, name us right this moment: (877) 664-5407. Our authorized group is obtainable to reply any questions you might have about your Trustmark insurance coverage declare and coverage. These calls and consultations are without charge to you. We’re right here to do what is true.

About Trustmark – A Unified Model

On January 1, 2020, Trustmark accomplished an organization-wide initiative to unite all of its subsidiaries beneath the Trustmark model. Throughout this course of, the CoreSource and Starmark enterprise models had been modified to Trustmark Well being Advantages and Trustmark Small Enterprise Advantages. The group’s buyer base contains people, employers, brokers, and healthcare suppliers.

Because of the subsidiaries of Trustmark uniting, Trustmark’s property and revenues are on the rise, and whereas the group isn’t hurting financially, it continues to struggle tooth and nail in opposition to paying out legitimate insurance coverage claims. If you happen to suspect that your Trustmark insurance coverage declare has been deliberately delayed or denied, name Donahue & Horrow, LLP’s authorized group right this moment: (877) 664-5407.

Trustmark Ways Used to Deny Insurance coverage Claims

Trustmark has been on the heart of assorted lawsuits concerning their practices of wrongfully denying insurance coverage claims. At Donahue & Horrow, LLP, we’ve typically seen insurance coverage suppliers similar to Trustmark carry out the next acts when denying legitimate insurance coverage claims:

  • Refusing to imagine that your subjective complaints — similar to ache and fatigue — are actual;
  • Falsely claiming there’s not sufficient medical proof to help your declare; and
  • Reviewing your social media posts, then utilizing what they discover in opposition to you.

It could appear intimidating to struggle again in opposition to Trustmark or different giant insurance coverage firms to struggle on your insurance coverage advantages, however there are clear indicators it’s best to look out for to find out if Trustmark is attempting to fraudulently deny your declare.

Insurance coverage companies typically attempt to “put on down” policyholders such as you within the hopes that you’ll surrender moderately than struggle on your advantages by:

  • Stalling: asking for increasingly information to help your declare, even when you have already offered them with entry to your whole medical information;
  • Counting on the opinions of in-house medical doctors, whose opinions overwhelmingly are likely to help their employer, the insurance coverage firm;
  • Trying to rescind your coverage as a result of the insurance coverage agent didn’t embrace data that you just instructed her or him on the appliance; and/or
  • Prolonged delays in making a choice on an insurance coverage declare.

Actual Examples of Trustmark Denying Incapacity Claims

Trustmark has skilled quite a few lawsuits and settlements lately for denying policyholders’ claims. For instance, a plaintiff who labored in a meat-cutting plant suffered a coronary heart ailment that impacted his capability to carry out his job. Trustmark alleged that the plaintiff didn’t disclose all of his underlying medical circumstances, thus rejecting his incapacity declare. Regardless of initially rejecting the incapacity declare, the corporate ultimately reached a settlement with the plaintiff.

In one other case filed in opposition to Trustmark, a chiropractor skilled a bicycle accident that left him quickly paralyzed with everlasting accidents to his backbone and again. His Trustmark coverage had an exclusion for any accidents associated to his neck. Trustmark denied his declare and alleged that the plaintiff’s accidents had been unrelated to his neck to keep away from paying out his declare. Nonetheless, medical doctors confirmed that the insured’s accidents had been associated to his neck, along with the spinal twine and the again, and the long-term incapacity advantages had been ultimately honored.

Lastly, in one other case, a meals market supervisor additionally suffered from a coronary heart ailment and had beforehand bought a incapacity insurance coverage plan from Trustmark to guard his monetary safety for this very cause. When his situation worsened, he couldn’t return to work, and Trustmark alleged that the plaintiff didn’t disclose this ailment prior to buying the incapacity coverage. Witness testimony proved in any other case, and in consequence, Trustmark settled for an quantity greater than it could have price for them to pay out the preliminary declare.

These are only a few examples of how Trustmark and different giant insurance coverage firms deny legitimate insurance coverage claims. We’re right here to symbolize your pursuits and won’t let Trustmark or every other insurance coverage firm make the most of you. You may have rightfully paid for a coverage which ought to pay you out the advantages promised, if and when that point comes.

Don’t Wait To File A Declare In opposition to Trustmark

Insurance coverage claims have deadlines that you could meet if you’re to gather the insurance coverage advantages you paid for. Timing is particularly necessary in case your coverage is ruled by the Federal Worker Retirement Revenue Securities Act (ERISA). If you’re coping with a denied insurance coverage declare from Trustmark, we urge you to take motion and to not delay a second longer! Our authorized group will deal with you with the dignity you deserve whereas combating relentlessly to safe the insurance coverage advantages you might be owed.

When you have any questions, name us. Insurance coverage insurance policies are complicated and written by attorneys. The group at Donahue & Horrow, LLP, will analyze your particular person coverage, no matter which sort of insurance coverage plan you bought from Trustmark. You could not be capable to belief Trustmark to do the correct factor, however you’ll be able to depend on us to struggle for and defend your rights. Name us right this moment for a free session: (877) 664-5407.



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